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	<title>Netbooks</title>
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	<description>Info on Netbooks!</description>
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		<title>Capa para Netbook Market Day</title>
		<link>http://www.netbooks.asia/2010/09/08/capa-para-netbook-market-day.html</link>
		<comments>http://www.netbooks.asia/2010/09/08/capa-para-netbook-market-day.html#comments</comments>
		<pubDate>Wed, 08 Sep 2010 06:55:59 +0000</pubDate>
		<dc:creator>Netbooks</dc:creator>
				<category><![CDATA[Netbooks Pictures]]></category>

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		<description><![CDATA[Picture taken by Cositas by Leila on 2010-01-28 13:28:36.
]]></description>
			<content:encoded><![CDATA[<p><center><img src='http://farm5.static.flickr.com/4055/4320236465_64364d6419.jpg' alt='Capa para Netbook Market Day' width='500' height='368' /></center><br /><center>Picture taken by Cositas by Leila on 2010-01-28 13:28:36.</center></p>
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		<title>Research and Markets: Dynamic Random Access Memory (DRAM) Market to 2020 &#8211; Netbooks, Laptops and Smart Phones to Fuel &#8230;</title>
		<link>http://www.netbooks.asia/2010/09/08/research-and-markets-dynamic-random-access-memory-dram-market-to-2020---netbooks-laptops-and-smart-phones-to-fuel-.html</link>
		<comments>http://www.netbooks.asia/2010/09/08/research-and-markets-dynamic-random-access-memory-dram-market-to-2020---netbooks-laptops-and-smart-phones-to-fuel-.html#comments</comments>
		<pubDate>Wed, 08 Sep 2010 06:55:59 +0000</pubDate>
		<dc:creator>Netbooks</dc:creator>
				<category><![CDATA[Netbooks News]]></category>

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		<description><![CDATA[Research and Markets: Dynamic Random Access Memory (DRAM) Market to 2020 &#8211; Netbooks, Laptops and Smart Phones to Fuel &#8230;DUBLIN&#8212;-Research and Markets has announced the addition of the &#8220;Dynamic Random Access Memory Market to 2020 &#8211; Netbooks, Laptops and Smart Phones to Fuel DDR2 and DDR3 Growth&#8221; report to their offering.
Published Sep 6, 2010.Read more: [...]]]></description>
			<content:encoded><![CDATA[<div><center><B>Research and Markets: Dynamic Random Access Memory (DRAM) Market to 2020 &#8211; Netbooks, Laptops and Smart Phones to Fuel &#8230;</B></center><br />DUBLIN&#8212;-Research and Markets has announced the addition of the &#8220;Dynamic Random Access Memory Market to 2020 &#8211; Netbooks, Laptops and Smart Phones to Fuel DDR2 and DDR3 Growth&#8221; report to their offering.</p>
<p>Published Sep 6, 2010.<br />Read more: <a rel='nofollow' target='_blank' href='http://biz.yahoo.com/bw/100906/20100906005328.html?.v=1'>Business Wire via Yahoo! Finance</a></div>
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		<title>ASUS Eee PC Seashell 1005PE-PU17-BK 10.1-Inch Black Netbook (Up to 14 Hours of Battery Life)</title>
		<link>http://www.netbooks.asia/2010/09/08/asus-eee-pc-seashell-1005pe-pu17-bk-101-inch-black-netbook-up-to-14-hours-of-battery-life.html</link>
		<comments>http://www.netbooks.asia/2010/09/08/asus-eee-pc-seashell-1005pe-pu17-bk-101-inch-black-netbook-up-to-14-hours-of-battery-life.html#comments</comments>
		<pubDate>Wed, 08 Sep 2010 06:55:59 +0000</pubDate>
		<dc:creator>Netbooks</dc:creator>
				<category><![CDATA[Netbooks Products]]></category>

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		<description><![CDATA[Product Description
Embrace mobile computing in style with the new ASUS Eee PC 1005PE-P. The 1005PE-P packs the latest ATOM CPU from Intel, the N450, which consumes less power than its predecessors, allowing the 1005PE-P to get up to a revolutionary 14 hours of battery life. With built-in Wi-Fi 802.11b/g/n and Bluetooth, users can stay connected [...]]]></description>
			<content:encoded><![CDATA[<div><center><a href="http://www.amazon.com/Seashell-1005PE-PU17-BK-10-1-Inch-Netbook-Battery/dp/B00322PYZO%3FSubscriptionId%3DAKIAJKAWRTUACRZTGF2Q%26tag%3Dws%26linkCode%3Dxm2%26camp%3D2025%26creative%3D165953%26creativeASIN%3DB00322PYZO" rel="nofollow"><img src="http://ecx.images-amazon.com/images/I/41mW4g-n4LL.jpg" /></center></a><br /><center><b>Product Description</b></center></p>
<p>Embrace mobile computing in style with the new ASUS Eee PC 1005PE-P. The 1005PE-P packs the latest ATOM CPU from Intel, the N450, which consumes less power than its predecessors, allowing the 1005PE-P to get up to a revolutionary 14 hours of battery life. With built-in Wi-Fi 802.11b/g/n and Bluetooth, users can stay connected wherever they go. The 92%-scaled ergonomic keyboard and Multi-Touch touchpad make it a breeze to type and navigate through content. The 1005PE-Pâ€™s 250GB hard drive and 500GB of free webstorage provide a wealth of storage and backup capabilities. The 1005PE also features a chiclet keyboard for added style and comfort. Lastly, a 0.3MP Webcam and Windows 7 Starter Operating System round out the list of the 1005PE-Pâ€™s impressive features. With its sleek curves and smooth lines, the Eee PC 1005PE-P offers superior style without sacrificing performance or mobility.<center><b>Amazon.com Product Description</b></center></p>
<p><strong>Eee PC 1005PE-P </strong> </p>
<p> The 10.1-inch Eee PC 1005PE-P Seashell with Windows 7 Starter shines as the ideal Eee PC for the traveler looking for outstanding wireless connectivity and efficient Eee PC performance.  Thanks to the exclusive ASUS Super Hybrid Engine and high-density battery, you can take this mobile phenom wherever you choose and enjoy up to <strong>an incredible 14 hours of unplugged freedom.*</strong> </p>
<p> The Eee PC 1005PE-P is encased in a smooth pearlescent shell that captivates onlookers and features the next generation Intel Atom N450 processor for extraordinary battery life.  Plus, it gives you extended comfort with a chiclet keyboard, large palm-rest, and multi-touch trackpad. For more convenience, the Eee PC 1005PE has hotkeys placed above the keyboard â€“ granting you quick access to Wi-Fi and control of the ASUS Super Hybrid Engine that instantly optimizes system performance for the task at hand.  Throw in a generous 250GB hard drive with 500GB of ASUS WebStorage** and you get the ability to store, share, and access your important data anytime, anywhere.  </p>
<p> ASUS worked closely to make your Windows 7 experience better with groundbreaking utilities such as FastBoot and LocalMe.  With ASUS FastBoot technology, this Windows 7-enabled Eee PC starts up fast so you wait less and do more.  LocalMe is a GPS-like application that when connected to the internet provides easy access to local areas and gets you where you want to be.  </p>
<p> Miles ahead of its competition, the Eee PC 1005PE-P provides unsurpassed battery life and superior portability that liberates you from wall chargers and brings you into the next generation of mobility.  </p>
<h2><span style="font-weight: bold;"><img align="right" alt="Stylish Design with Exceptional Multimedia Performance and Versatility" height="357" hspace="10" src="http://g-ecx.images-amazon.com/images/G/01/electronics/detail-page/1005PE_PU_main._V206046911_.jpg" style="float: right; margin: 10px;" vspace="10" width="350" /></span></h2>
<p> <br />
<h2><span style="font-weight: bold;"></span></h2>
<h2><span style="font-weight: bold;">Key Features</span></h2>
<h3></h3>
<ul>
<li><span style="font-weight: bold;">Up to 14 hours of unplugged all-day computing </span> to go further than ever before* (Learn more)</li>
<li><span style="font-weight: bold;">ASUS Super Hybrid Engine </span>(SHE) innovatively saves battery life and boosts performance (Learn more)</li>
<li><span style="font-weight: bold;">Intel Atom N450 processor </span>is now even more power efficient in combination with ASUS SHE</li>
<li><span style="font-weight: bold;">750GB Hybrid Storage</span> for convenient storage on-the-go 250GB HDD + 500GB ASUS WebStorage** (Learn more)</li>
<li><span style="font-weight: bold;">10.1-inch LED-backlit Color-shine display </span>uses less energy for longer use  (Learn more)</li>
<li><span style="font-weight: bold;">92-percent full-size chiclet keyboard </span>for a comfortable and precise typing experience (Learn more)</li>
<li><span style="font-weight: bold;">Multi-touch trackpad </span>for intuitive and quick control (Learn more)</li>
<li><span style="font-weight: bold;">Stunning looks and convenient mobility with seashell design weighing a mere 2.8 lbs</span></li>
<li><span style="font-weight: bold;">1GB system memory</span> (easily upgradable to 2GB) </li>
<li><span style="font-weight: bold;">High speed Wi-Fi networking </span>(802.11 b/g/n @ 2.4GHz) + <strong>Bluetooth 2.1</strong> + EDR for wire-free mobility (Learn more)</li>
<li><span style="font-weight: bold;">Windows 7 Starter </span>for the most reliable and simplest Windows operating system to date (Learn more)</li>
<li><span style="font-weight: bold;">Integrated webcam and digital microphone </span>for video/voice conversations with your friends and family </li>
<li><span style="font-weight: bold;">F9 easy recovery</span> for convenient and easy system reinstallation (Learn more)</li>
<li><span style="font-weight: bold;">Warranty: </span>1 year global warranty and 30-day Flawless Display Guarantee: If a single bright dot is found, a free panel replacement is guaranteed within 30 days of original purchase</li>
</ul>
<h2>Learn More</h2>
<h3><a name="battery"><strong>Get up to an Amazing 14 Hours of Battery Life<br /></strong></h3>
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<td style="vertical-align: top;"><img alt="up to 14 hours of battery life" height="300" hspace="10" src="http://g-ecx.images-amazon.com/images/G/01/electronics/detail-page/1005PE_bk_superhybrid._V206049302_.jpg" style="margin: 10px;" vspace="10" width="400" /></td>
<td style="vertical-align: top;">Only ASUS has the innovative ASUS Super Hybrid Engine (SHE) that gives you ultimate control of your Eee PC 1005PE-P. With a hot key above the keyboard, you can instantly command the processor to run faster for more performance or conserve speed to prolong battery life. Matching it with the latest Intel Atom N450 processor, it provides even more battery life than ever before on any Eee PC. </p>
<p> Through its innovative design, the ASUS SHE utility combined with a high-density 6 cell battery, a power-saving display, and an energy-efficient Intel Atom N450 processor deliver up to 14 hours of battery life â€“the longest to ever be featured on an Eee PC.  Imagine enjoying 14 hours flying from New York to Tokyo with your favorite movies and music on a single charge.   Imagine 14 hours of wireless freedom and productivity all-day and night- from the bus ride to school, to the time your Eee PC tucks you in at night.    </p>
<p> Never again will you scramble to find an outlet or wish you had brought a wall charger, the Eee PC 1005PE-P gives you a reassured peace of mind with mobile power to last nearly all day long.</td>
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<h3><a name="screen"><strong>Get the Big Picture in a Small Frame <br /></strong></h3>
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<td style="vertical-align: top;"><img alt="A feast for your eyes" height="300" hspace="10" src="http://g-ecx.images-amazon.com/images/G/01/electronics/detail-page/1005PE_bk_screen._V206049300_.jpg" style="margin: 10px;" vspace="10" width="400" /></td>
<td style="vertical-align: top;">
<p>The Eee PC 1005PE-P features the latest generation of LED-backlit technology for ultra-thin, ultra-bright, and energy-efficient portability and versatility.  A brilliant 10.1-inch LED-backlit Color-shine display makes reading documents and surfing the Web comfortable and easy.     </p>
<p> With a 1024 x 600 resolution screen, you can coast through most of your favorite web pages without having to resize your browser or scroll left and right. The 1005PE-P also features a brilliant Color-Shine glossy display technology normally found on high-end notebooks so your movies, games, and photos are displayed in true and vibrant colors. </p>
<p> But what good is a beautiful display when it is not flawless. ASUS offers the Eee PC 1005PE a 30-day flawless display guarantee. If you discover one defective bright dot within 30 days of purchase, ASUS will replace the panel at no cost.</p>
</td>
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<h3><a name="multitouch"><strong>Strikingly Comfortable. Perfectly Concise. <br /></strong></h3>
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<td style="vertical-align: top;"><img alt="Comfort is within your reach" height="300" hspace="10" src="http://g-ecx.images-amazon.com/images/G/01/electronics/detail-page/1005PE_bk_keyboard._V206049301_.jpg" style="margin: 10px;" vspace="10" width="400" /></td>
<td style="vertical-align: top;">Flawlessly smooth, the Eee PC 1005PE-P Seashell draws its inspiration from the curvature of an ocean seashell.  Its lustrous and glossy exterior is crafted by In-mold Roller (IR) technology for a stylish yet scratch-resistant surface thatâ€™s perfect for everyday use.  The eye-catching Eee PC 1005PE-P is specially designed to be ultra compact so you can use it in the smallest areas with ease.  Its portable size makes it perfect during long airplane trips, classroom desks, or boardroom meetings.   </p>
<p> The Eee PC 1005PE-P Seashell comes with a 92-percent full-size chiclet keyboard with a spacious palm rest thatâ€™s ergonomically designed to reduce fatigue and offer a more comfortable experience during prolonged use.  It also features a user-friendly multi-touch trackpad that helps you navigate documents and web pages.  With a simple touch of your fingertips, you can effortlessly scroll up and down, and zoom in and out, so that every detail is brought front and center with ease.</td>
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<h3><a name="wireless"><strong>Easy Connectivity<br /></strong></h3>
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<td style="vertical-align: top;"><img alt="Wire-free mobility" height="300" hspace="10" src="http://g-ecx.images-amazon.com/images/G/01/electronics/detail-page/1005PE_bk_wireless._V206046908_.jpg" style="margin: 10px;" vspace="10" width="400" /></td>
<td style="vertical-align: top;">The Eee PC 1005PE-P Seashell connects you to your wireless world with built-in 802.11 b/g/n Wi-Fi connectivity and Windows 7 Starter to deliver definitive wireless accessibility.  Plus, its integrated Bluetooth V2.1 + EDR gives you the flexibility and convenience to sync your most commonly used Bluetooth devices.    </p>
<p>A spring-loaded Plug-and-Play flash card slot (MMC/SD/SDHC) expands your storage capability so you can view and share your digital photos, videos, and external data files instantly.  A built-in 0.3 megapixel webcam and a digital microphone combine to give you clear video conferencing so you can have clear on-the-go video chats with family and friends.</td>
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<h3><a name="storage"><strong>Even More Storage<br /></strong></h3>
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<td style="vertical-align: top;"><img alt="Uber storage" height="240" hspace="10" src="http://g-ecx.images-amazon.com/images/G/01/electronics/detail-page/1005PE_hybridstorage._V206049297_.jpg" style="margin: 10px;" vspace="10" width="320" /></td>
<td style="vertical-align: top;">The Eee PC 1005PE-P hard drive has been expanded to give you 250GB of storage capacity and comes with an additional 500GB of ASUS WebStorage, a free and secure database to store your treasured data.   </p>
<p> ASUS WebStorage allows you to easily share and safeguard your movies, music, and files, so you can access them anywhere in the world that has an internet connection.  Create and share additional user accounts that let you securely and safely share your precious stored files, videos, music and more, with friends and family.</td>
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<hr class="bucketDivider" size="1" />
<h3><a name="recovery"><strong>Quick Recovery with Just One Key<br /></strong></h3>
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<td style="vertical-align: top;"><img alt="Taking convenience to the next level" height="240" hspace="10" src="http://g-ecx.images-amazon.com/images/G/01/electronics/detail-page/1005PE_bk_f9._V206049307_.jpg" style="margin: 10px;" vspace="10" width="320" /></td>
<td style="vertical-align: top;">The Eee PC 1005PE-P makes system reinstallation simple with a built-in recovery program that can restore your system to its original factory settings by simply pressing F9 three times during start-up.  </p>
<p> Coupled with ASUS WebStorage, you can easily back-up your data prior to system recovery to pick up wherever you leave off without a hitch.</td>
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<h3><a name="win7"><strong>Eee PC with Windows 7 â€“Life Made Easier<br /></strong></h3>
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<td style="vertical-align: top;"><img alt="Comes with Win 7 Starter" height="240" hspace="10" src="http://g-ecx.images-amazon.com/images/G/01/electronics/detail-page/1005PE_win7starter._V206049298_.jpg" style="margin: 10px;" vspace="10" width="320" /></td>
<td style="vertical-align: top;">Explore the great new features of Windows 7 Starter with the Eee PC 1005PE-P.  Featuring optimized energy-saving features and easy-to-use shortcuts, the Windows operating system is redesigned to give you an enhanced user experience making your everyday tasks simpler than ever before.  Plus, Windows 7 has easy networking sharing that helps connect you instantly to Wi-Fi hotspots and networking hubs.  Share more with friends and surf the Web better with Windows 7 and the Eee PC 1005PE-P.  </p>
<p> Windows 7 Starter makes Eee PCs easier to use because it puts less between you and what you want to do â€“ less waiting, less clicking, less hassle connecting to networks.  Starter combines the latest in reliability and responsiveness with the familiarity and compatibility of Windows.</td>
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<h3><a name="win7"><strong>A Brand that Sparked a Revolution &#8211; The First Netbook<br /></strong></h3>
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<td style="vertical-align: top;"><img alt="Ergonomic " height="240" hspace="10" src="http://g-ecx.images-amazon.com/images/G/01/electronics/detail-page/eeepc_evolution_07_09._V206049517_.jpg" style="margin: 10px;" vspace="10" width="320" /></td>
<td style="vertical-align: top;">In 2007, the Eee PC forever reshaped the definition of mobile computing.  </p>
<p> Birthed from the creativity and engineering brilliance of ASUS innovation, it soon became the must-have netbook across the globe.  Following that year, the Eee PC brand grew into a full portfolio of highly sought-after mobile and compact PCs with one goal â€œto make peopleâ€™s lives easier.â€   </p>
<p> The first netbook to market, ASUS has continued to lead this developing category with the longest battery life, exclusive features, and world-class design.  Today, Eee products are the upmost symbol of how innovative technology can bring excitement and convenience to every person it touches.</td>
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<hr /> <a name="win7"><br /> <br />
<h2><span style="font-weight: bold;"><a name="win7">Customer Warranty â€“The Industry&#8217;s Most Complete Netbook Care Package</span></h2>
<li><a name="win7">1 year global warranty</li>
<li><a name="win7">6 months battery warranty</li>
<li><a name="win7">30-Day Flawless Display Guarantee: If you discover one defective bright dot within 30 days of purchase, ASUS will replace the panel at no cost</li>
<li><a name="win7">Free one-way standard shipping</li>
<li><a name="win7">24/7 tech support </li>
<p> <a name="win7"></p>
<h2><span style="font-weight: bold;"><a name="win7">What&#8217;s in the Box</span></h2>
<li><a name="win7">Eee PC 1005PE-P Seashell (Black)</li>
<li><a name="win7">Power Adapter â€ </li>
<li><a name="win7">User Manual </li>
<li><a name="win7">Warranty Card </li>
<li><a name="win7">Recovery DVD / Support CD </li>
<p> <a name="win7"></p>
<p> <br />
<h2><span style="font-weight: bold;"><a name="win7">Specifications</span></h2>
<p> <a name="win7">
<li><a name="win7"><strong>Operating System:</strong> Windows 7 Starter </li>
<li><a name="win7"><strong>Display:</strong> 10.1-inch LED-Backlit Display  (1024 x 600) with Color Shine glossy finish </li>
<li><a name="win7"><strong>Intel CPU:</strong> Intel  Atom N450 </li>
<li><a name="win7"><strong>Wireless Data Network: </strong>802.11b/g/n  (@ 2.4GHz) &#038; Bluetooth V2.1 + EDR </li>
<li><a name="win7"><strong>Memory:</strong> 1GB  (upgradeable to 2GB) </li>
<li><a name="win7"><strong>Hybrid Storage:</strong> 250GB  HDD + 500GB ASUS WebStorage</li>
<li><a name="win7"><strong>Camera:</strong> 0.3M Pixels</li>
<li><a name="win7"><strong>Audio:</strong> Stereo  Speakers, High-Definition Audio CODEC, Built-in digital microphone </li>
<li><a name="win7"><strong>Storage Cards:</strong> 2-in-1  MMC, SD(SDHC) flash card slot </li>
<li><a name="win7"><strong>Input/Output: </strong>1 x  VGA connector, 3 x USB 2.0 ports, 1 x LAN RJ-45, 2 x audio jacks: Headphone  &#038; Mic-in </li>
<li><a name="win7"><strong>Battery: </strong>Up to 14  hours high-density Li-Ion battery * </li>
<li><a name="win7"><strong>Dimensions: </strong>10.31  (W) x 7.01 (D) x 1.02~1.44 (H) inches </li>
<li><a name="win7"><strong>Weight: </strong>2.80  lbs (with battery) </li>
<li><a name="win7"><strong>Color:</strong> Black</li>
<p> <a name="win7"></p>
<p> * Operation lifetime subject to  product model, normal usage conditions and configurations. For more information, please  visit http://eeepc.asus.com/global/computing.html. The estimated maximum  battery life in Windows 7 is measured with MobileMark 2007.<br /> **	ASUS  WebStorage is a complimentary trial service for 1 year after registration.  Actual storage capacity varies by model.<br /> â€ 	To recharge using the AC power adapter, power plug must be fully pushed into the power socket on the Eee PC until it clicks firmly into place.       </p>
<p> Note: This Eee PC features a glossy finish chassis. Reflections in photos may vary. Color of the chassis is single-toned.   </p>
<p> All specifications and terms are subject to change without notice. Please check with your supplier for exact offers on selected models. Products may not be available in all markets. Product may not be exactly as shown in images.<br />
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<td><strong>Check Out Other ASUS Notebook Computers and Accessories<br /></strong></td>
</tr>
</tbody>
</table>
<table cellpadding="10">
<tbody>
<tr>
<td valign="top"><img border="0" src="http://ecx.images-amazon.com/images/I/41dHkI1pEKL._SL160_AA115_.jpg" style="border: 0;" /><br />ASUS Eee PC Seashell Optical Mouse &#8211; Black <br /> Its slim and sleek design makes the Eee PC Seashell Optical Mouse the perfect accessory for your Eee PC Seashell.</td>
<td valign="top"><img border="0" src="http://ecx.images-amazon.com/images/I/41etL7TzRML._SL160_AA115_.jpg" style="border: 0;" /><br />ASUS BX700 Bluetooth Laser Mouse <br /> The ASUS BX700 Bluetooth laser mouse offers freedom of movement, as well as dong away with wire clutter with Eee PC 1201N&#8217;s built-in Bluetooth receiver.</td>
<td valign="top"><img border="0" src="http://ecx.images-amazon.com/images/I/41%2Bt3TxgeKL._SL160_AA115_.jpg" style="border: 0;" /><br />ASUS Oxygen Blue 10-inch Netbook Carrying Bag<br /> Made of extremely light, durable and protective Neoprene fabric, this official ASUS sleek Oxygen carrying bag is tailored to perfectly fit your Seashell Eee PC.</td>
<td valign="top"><img border="0" src="http://ecx.images-amazon.com/images/I/31of2%2BuXUFL._SL160_AA115_.jpg" style="border: 0;" /><br />ASUS Slim External Optical Drive/DVD Writer<br /> Create and read CDs or DVDs with speed, style, and simplicity with the ASUS Slim External Optical Drive and your Eee PC.</td>
<td valign="top"><img border="0" src="http://ecx.images-amazon.com/images/I/41n%2B0U2vA0L._SL160_AA115_.jpg" style="border: 0;" /><br />ASUS UL30A-X5 Thin and Light Laptop<br /> Looking for great battery life and processing power? Check out the Amazon exclusive thin and light UL30A-X5 laptop.</td>
</tr>
</tbody>
</table>
<hr />
<p><a href="http://www.amazon.com/Seashell-1005PE-PU17-BK-10-1-Inch-Netbook-Battery/dp/B00322PYZO%3FSubscriptionId%3DAKIAJKAWRTUACRZTGF2Q%26tag%3Dws%26linkCode%3Dxm2%26camp%3D2025%26creative%3D165953%26creativeASIN%3DB00322PYZO" title="ASUS Eee PC Seashell 1005PE-PU17-BK 10.1-Inch Black Netbook (Up to 14 Hours of Battery Life)" rel="nofollow"><b>ASUS Eee PC Seashell 1005PE-PU17-BK 10.1-Inch Black Netbook (Up to 14 Hours of Battery Life)</b></a></div>
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		<title>Hard Money is Private Money Lending</title>
		<link>http://www.netbooks.asia/2010/09/08/hard-money-is-private-money-lending.html</link>
		<comments>http://www.netbooks.asia/2010/09/08/hard-money-is-private-money-lending.html#comments</comments>
		<pubDate>Wed, 08 Sep 2010 06:55:59 +0000</pubDate>
		<dc:creator>Netbooks</dc:creator>
				<category><![CDATA[Netbooks Articles]]></category>

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Who knows the term hard money? 
Hard money is private money lending, money you will receive from individuals that will loan you their money against your real estate, hard money lender is the bank and the bank will Loan you their money and put a lien against your real estate, the same with hard money [...]]]></description>
			<content:encoded><![CDATA[<div>
<p>Who knows the term hard money? </p>
<p>Hard money is private money lending, money you will receive from individuals that will loan you their money against your real estate, hard money lender is the bank and the bank will Loan you their money and put a lien against your real estate, the same with hard money lenders.</p>
<p>What is the difference between the hard money lender&#8217;s programs and the bank across the street?<br />1. Hard money lenders can help investors with large loan amounts, while banks will make it very difficult on the borrower to loan these large amount, so the loan would probably end up with an insurance company to loan the money and the requirements are high.<br />2. Hard money lenders can fund any hard money loan within a week, while for the banks it will take at least a month or even more.<br />3. Hard money lenders will ask for very little documentation, while the banks would ask for almost everything you have, taxes, income, assets, history of the property before and plans for after the purchase, business license, basically they will definitely want to see more from you to loan you some money.<br />4. Hard money lenders have guidelines but they can make exceptions without processing it through a whole underwriting team- while the bank need to go through different departments and underwriters and processors just to make an exception, and then the exception will not get excepted.</p>
<p>As you see to get a hard money loan is much easier then to get a loan from a bank because of the whole process, the banks are big companies and big companies have many different rules inside their companies, and to get an exception for these rules is almost impossible, and that is why many investors would rather go with a hard money lender.</p>
<p>So now you&#8217;re probably thinking what is the catch with the hard money lenders?<br />OK, so let&#8217;s talk about all the reasons why you should not consider applying for a hard money loan:</p>
<p>1. Hard money lenders for their services will charge you 4 to 9 points on the loan- while the banks will charge you only 1 to 2 points.<br />Example: If you have a loan amount of $1,000,000 and your hard money lender will charge you 5 points up front then you will pay $50,000- while the bank will charge you 2% which is $20,000, that is a bit difference but under different circumstances for some people it&#8217;s still a great deal.<br />2. Hard money lenders because of the fact that they will loan you money without showing your credit history and your income they will set the loans interest rate 9%-15%- while the banks will set your loans interest rate to 7%- 10%, again that is a huge difference if you&#8217;re thinking about it but for these people that want the hard money loans it&#8217;s still a great deal.</p>
<p>You have to understand that most investors or home buyers can not qualified today with banks for any type of Loan, hard money lenders can get you the deals you want (foreclosures, reo&#8217;s) without even thinking about showing all the unnecessary documentation, all you need to have is some money in your pocket if you&#8217;re purchasing, and if you&#8217;re refinancing then you need enough equity since the hard money lenders will probably go up to 65% at the most, also to find good hard money lenders it&#8217;s not so hard, it&#8217;s actually very easy because there are many private hard money lenders that are looking for real estate properties and notes to buy so they can make their points up frond and of course the high interest rate, if you will think about it, it&#8217;s much better then put the money in the bank.</p>
<p>Example: If a hard money lender put $1,000,000 in the bank and the bank will pay him 5% a year- while if he will loan the money to an investor that want to purchase a property or to refinance a property, he will charge his 5 points and he will get 15% interest rate on his money, that&#8217;s a big difference.<br />Good luck to you all investors out there.</p>
<p>Originally published <a href='http://www.articlesbase.com/loans-articles/hard-money-is-private-money-lending-483532.html' target='_blank'>here</a>.<br />
<hr />
<p>Yanni Raz is a mentor for many in the Real Estate Mortgage industry, Yanni Raz is been tutoring many homeowners in California and help some also to save their homes.http://www.fidelitymutualmortgage.com</p>
<p>
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		<title>Samsung NC10 Netbook Review</title>
		<link>http://www.netbooks.asia/2010/09/08/samsung-nc10-netbook-review.html</link>
		<comments>http://www.netbooks.asia/2010/09/08/samsung-nc10-netbook-review.html#comments</comments>
		<pubDate>Wed, 08 Sep 2010 06:55:59 +0000</pubDate>
		<dc:creator>Netbooks</dc:creator>
				<category><![CDATA[Netbooks Videos]]></category>

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The Samsung NC10 has joined the ranks of 10-inch netbooks, including the Eee PC 1000H, MSI Wind, and Lenovo IdeaPad S10, and it beats them all. The $499 NC10 may have the same cookie-cutter specs as its competitors, including a 1.6-GHz Intel Atom processor, 1GB of RAM, and Windows XP, but its spacious, well-positioned keyboard [...]]]></description>
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<p>The Samsung NC10 has joined the ranks of 10-inch netbooks, including the Eee PC 1000H, MSI Wind, and Lenovo IdeaPad S10, and it beats them all. The $499 NC10 may have the same cookie-cutter specs as its competitors, including a 1.6-GHz Intel Atom processor, 1GB of RAM, and Windows XP, but its spacious, well-positioned keyboard and more than 6 hours of battery life make this system our favorite 10-inch netbook yet.</div>
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